Halloween Pictures & $avings Goal for November 2009

I loved his hair!

Out for Claudia's Birthday (the pink mermaid) 10-31-09

Out with the gals for Claudia's birthday. We weren't dressed too scary! Yes, we asked the creepy guy to stand in..not the typical, WHO is that dude in the background.
The Boy and The Girl
"Little Person" Rocker
Hot Devil!

The kids had so much fun carving pumpkins this year and going Trick-Or-Treating. Of course they have a ton of candy. Lauren mostly. Darren made some trades with his cousins and must of had to give up a lot of goods for his favorites or as he called them, "The Classics".

My $avings Goal for November: THE CHALLENGE:

Bringing my Breakfast & Lunch to work Monday-Friday and making the Office Coffee instead of buying coffee everyday.
My average spending a day for these items is: $12-$15 a DAY!!
That is a savings of $252-$315 a MONTH!
It is not going to be easy. I am so use to just spending a few bucks here and there for workweek meals, but honestly I need to cut back on my overspending. I have heard if you give something a good 3 weeks (21 days) to make a change, it becomes a habit. I went with a friend this morning to get her morning coffee and I did not get any for myself. I simply brought in my own Coffee Mate and made it in the office. For lunch, Healthy Choice along with some grapes and an orange to snack on. Who knows maybe I will drop a pound or two in the long run. Could be a WIN WIN situation.

I am excited to see the difference. I figure with my savings I can put that towards Christmas!

At some point this week I am going to do the unthinkable and tally up my EATING OUT expenses for the month of October. Sometimes we need to see it to believe it. It just seems like lately I am always asking myself..where did my money go.

If anyone else wants to take this challenge, JOIN IN!